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Gyms and Health Clubs Insurance

Get thoroughly analyzed and researched insurance options in less than 24 hours:

> Avail complete protection against all probable risks.
> Get quotes from leading insurers such as New India, Bajaj Allianz and Iffco Tokio.
> Customize your policy as per your risk exposure.
> Buy your policy easily in a timely manner.

Types of risk faced by Gym and Health Club


Negligent acts performed by gym staff may result in injury or damage to clients. This can result in a professional indemnity claim against the gym. Error and omission claims risk is high for professional trainers.

Types of risk faced by Gym and Health Club

Property Damage

Any damage to a buiding or its contents due to fire, flood and other special perils can be a serious threat for the gym or health club business. There is a high risk of accidents resulting in loss to the assets and gym equipement.

Types of risk faced by Gym and Health Club

Third Party Liability

Gym and health clubs deal with people every day which increases the risk of bodily or non-bodily injuries or accidents occurring to third parties within the gym premises. Third party liability is a major risk for gym owners.

Types of risk faced by Gym and Health Club


Gym staff or employees can sue gym owners against workplace injuries or sexual harassment. The risk of employee-related lawsuits is increasing rapidly and causes a series threat for gym and health club owners.

  • Client-related
  • Property Damage
  • Third Party Liability
  • Employee-related

Cover relevant for gym and health club

General Liability

> Gym liability insurance covers general liability for bodily injury and damage to personal property of a third party due to your business operation, equipment or machinery breakdowns.
> Gym liability policy will also cover you against claims by clients if they get injured on your premises.
> This policy protects your reputation, credibility and financial standing.

Professional Liability

> Gym and fitness center insurance defends and pays on behalf of the fitness professional or trainer for claims alleging an error or negligence in the performance of professional duties.
> Cover your dieticians, athletic trainers, or physical therapists in fitness center insurance against such claims.
> Cover litigation expenses and compensation settlement cost when sued for negligence.

Additional coverage

> Protect yourself against special liability exposures such as litigation related to swimming pools, hot tubs and saunas, rock climbing walls, day spa services, tanning services, massage and skin care services.
> Property insurance coverage provides protection to your gym building and its content.
> Employer's liability insurance and equipment breakdown coverage can be availed as an add-on cover.

Why Insuwise?

Modest Insurance

Specialists in different areas of insurance assure you of competent and reliable advice with cost-cutting.

Thorough Product Comprehension

Ongoing training to our teams to deepen and widen their technical skills.

24/7 Available

Any time of the day, any time of the year, Ideal People will assist and guide you out of your insurance troubles.

Quick Claims

We are known for Quick Claim Settlement. If you are going to have a policy via us, your claim settlement is our responsibility. We have a dedicated team which deals in claim settlement.

Policy Administration System (PAS)

Access your insurance policies through single login; service requests, MIS, and renewal alerts.

One Stop Solution

Insuwise Insurance is a platform which deals in multifarious insurance related issues of diverse categories as, Life Insurance, General Insurance, Individual Insurance, Corporate Insurance, Public Insurers & Private Insurers.

Company informations

No 72/1, 2nd Floor,
8th Main Road, Vasanth Nagar,
Bangalore 560052.

Mail Us

Sandeep R Gatti
(+91) 99005 07282

Kiran Kumar
(+91) 98455 53121

(+91) 99005 07282
(+91) 98455 53121
(+91) 96861 61319

Available 9:00am - 7:00pm

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