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Critical Illness Insurance

Get multiple critical illness insurance quotes in less than a day:

> Cover major illness such as cancer, stroke and kidney failure
> Get quotes from top insurers such as Religare, HDFC, ICICI and New India Assurance
> Get lump-sum amount on diagnosis of a critical illness
> Cover diseases that do not require hospitalisation

Advantages of Critical Illness Insurance

Lifelong Renewal

Most critical illness policies offer lifelong renewability. There is no maximum ceasing age, hence one can buy the policy from 8 years to 65 years depending upon the insurer.

Advantages of Critical Illness Insurance

Flexible Payout

Critical Illness insurance offers flexible payment options upon diagnosis, such as the lump-sum payment of sum insured or lump-sum payment plus 10% of sum insured paid each year for the subsequent 5 years.

Advantages of Critical Illness Insurance

Affordable Premium

The critical illness insurance premium is cheap as compared to health insurance. This is because the insurance will only trigger upon the diagnosis of critical ailments which are covered by the policy.

Advantages of Critical Illness Insurance

Tax deductible

The premium paid for the critical illness insurance policy is tax deductible upto Rs.15000 under section 80D of the Income Tax Act. Also, the payout under the policy will be tax-free.

  • Lifelong Renewal
  • Flexible Payout
  • Affordable Premium
  • Tax deductible

Benefits of Critical Illness Insurance

Terminal Diseases Covered

> Critical illness insurance provides coverage for all kinds of terminal illness like cancer, end-stage lung and liver disease, Alzheimer's disease and congestive heart failure.
> Paralysis, multiple sclerosis, major organ transplant, stroke and heart surgery are also covered under the policy
> Once the diagnosis of such critical ailment is confirmed, you can file a claim to get the lumpsum benefit.

Pre-existing Disease Cover

> Some critical illness health insurance cover pre-existing diseases for which the insured was diagnosed or received a medical treatment. Generally, they are covered after 48 months of waiting period.
> No pre-policy medical checkup is required up to age 45 to buy critical illness plan.
> The policy also covers individuals with chronic ailments such as diabetes or hypertension.

Financial Protection

> Critical illness insurance offers a benefits plan in which you will get the lump sum amount upon the diagnosis of a critical ailment to cover hefty cost of medical treatment.
> The amount paid by this insurance can be used for other household expenses, pay loans or children school fees.
> Due to such payout facility, it acts as income replacement and protects your family from financial repercussions

Why Insuwise?

Modest Insurance

Specialists in different areas of insurance assure you of competent and reliable advice with cost-cutting.

Thorough Product Comprehension

Ongoing training to our teams to deepen and widen their technical skills.

24/7 Available

Any time of the day, any time of the year, Ideal People will assist and guide you out of your insurance troubles.

Quick Claims

We are known for Quick Claim Settlement. If you are going to have a policy via us, your claim settlement is our responsibility. We have a dedicated team which deals in claim settlement.

Policy Administration System (PAS)

Access your insurance policies through single login; service requests, MIS, and renewal alerts.

One Stop Solution

Ideal Insurance is a platform which deals in multifarious insurance related issues of diverse categories as, Life Insurance, General Insurance, Individual Insurance, Corporate Insurance, Public Insurers & Private Insurers.

Company informations

INSUWISE
No 72/1, 2nd Floor,
8th Main Road, Vasanth Nagar,
Bangalore 560052.

Mail Us

Sandeep R Gatti
sandeep@insuwise.com
(+91) 99005 07282

Kiran Kumar
kiran@insuwise.com
(+91) 98455 53121

(+91) 99005 07282
(+91) 98455 53121
(+91) 96861 61319

Available 9:00am - 7:00pm

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