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Professional Indemnity Insurance for Doctors
Get several deeply researched insurance options in less than 1 day:
> Enter specialty. That’s it. > Options explained simply. > Buy immediately, if you want. > Risk held letter issued in 48 hours. > No personal information required.
Professional Indemnity Insurance for Doctors Advantage
Universally Accepted
Insurance recognized by hospitals that you work in, in India and overseas. Meets contractual requirements that you may have.
Professional Indemnity Insurance for Doctors Advantage
Comprehensive Cover
Covers claims made by your patients for negligence or wrong treatment or mishaps. The insurance will pay the costs of litigation, court fees and settlements. We typically place these insurance with an Any one Accident : Any one Year ratio of 1:1. This implies that you can claim your full sum assured for any claim. 1:2 and 1:4 ratios are also common but severely restrict your cover.
Professional Indemnity Insurance for Doctors Advantage
Retroactive Date
Covers claims related to any event after the retroactive date. This is specified as the start date when the first professional indemnity insurance was bought. So, if you have an insurance in force for the past three years and there is a suit pertaining to a surgery or case two years ago that will be covered.
Professional Indemnity Insurance for Doctors Advantage
Legal support
Some insurers will provide you legal advice and support to defend yourself. In a few cases they will take on the obligation of fighting your case.
Universally Accepted
Comprehensive Cover
Retroactive Date
Legal support
Why Claims Get Rejected?
Prior period exclusion
> Claims pertaining to a period before the retroactive date are not covered. If there is a break in the renewal of the professional liability insurance then the retroactive date is reset to the start date of the new insurance. We prevent this by ensuring timely renewal.
Known issues
> Claims that come about from an issue that was known before the insurance was bought are rejected. The insurer will cross examine the case closely to see when the doctor became aware of the matter. This can be addressed by clearly describing any known issues when you buy your first professional indemnity cover.
Unlawful practice
> If the information in the proposal form is different from actual practice you run the risk of claim rejection. For example, you may state that you have trained nurses but may not; you may have used an OT that is not properly licensed; or not declared your specialty appropriately in the form. We address this by ensuring that the proposal form is well filled and you understand the implications of each information
Why Insuwise?
Modest Insurance
Specialists in different areas of insurance assure you of competent and reliable advice with cost-cutting.
Thorough Product Comprehension
Ongoing training to our teams to deepen and widen their technical skills.
24/7 Available
Any time of the day, any time of the year, Ideal People will assist and guide you out of your insurance troubles.
Quick Claims
We are known for Quick Claim Settlement. If you are going to have a policy via us, your claim settlement is our responsibility. We have a dedicated team which deals in claim settlement.
Policy Administration System (PAS)
Access your insurance policies through single login; service requests, MIS, and renewal alerts.
One Stop Solution
Insuwise Insurance is a platform which deals in multifarious insurance related issues of diverse categories as, Life Insurance, General Insurance, Individual Insurance, Corporate Insurance, Public Insurers & Private Insurers.
Company informations
INSUWISE
No 72/1, 2nd Floor,
8th Main Road, Vasanth Nagar,
Bangalore 560052.
