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Term Life and Keyman

Life insurance

Get multiple term insurance quotes online in less than 24 hours:

> Cover all forms of death and critical illness

> Get quotes from best term life insurance companies such as HDFC, ICICI, Max Bupa and Religare

> Cover loss of income due to accidental disability

> Quick and Hassle-free claim settlement

Advantages of Term Life & Keyman Insurance

Comprehensive Plan
Term life insurance covers natural and health-related death. Options to enhance the cover by including extensions such as critical illness rider and accidental death benefit are also available.

Flexible Plan
Term insurance policy offers different policy tenures ranging from 5 to 30 years. Also, the policy offers the flexibility to pay the premium on monthly, quarterly, semi-annually and yearly basis.

Affordable Premium
Term life insurance offers larger cover at an affordable premium, unlike any other life insurance products. Moreover, once the policy is bought, the premium gets fixed for the whole tenure.

Tax Benefit
The premium paid against term insurance is tax deductible under Section 80C. Also, the payout of a term insurance claim is exempted from tax under section 10(10D), hence saving the money.

Benefits of Term Life & Keyman Insurance

Death benefit

> Primary benefit of a term policy is to cover the policyholder in case of death. A lump sum benefit is payable to the beneficiary as compensation up to the full sum insured under such condition.
> The sum insured of the policy may remain constant, increase or decrease over the tenure of the plan
> The policy also offers the option to pay the death benefit as a lump-sum amount or lump-sum with annuities for a specified number of years.

Financial Protection

> Term life insurance offers financial protection to the insured's family in case of unfortunate event of death so that they can live without sacrificing their standard of living.
> It also protects policyholder's family against the liabilities by paying for the debts like a home loan or car loan.
> The policy also offers the annuity payouts which will help insured's dependents to deal with any financial repercussions in their absence.

Additional Riders

> There are many additional extensions available which can be included in term insurance on paying the extra premium. For example, a critical illness rider can be included which will pay the lump sum amount to insured upon the diagnosis of critical illness.
> The accidental death benefit can also be introduced in which if the insured dies due to the accident, the beneficiary will get an additional amount of sum insured.
> Other such extensions include accidental disability rider, hospital cash rider, waiver of premium rider and income benefit rider.

References

What our Clients say?

Thinking about cover from Real Insurance? Please take some time to meet some of our real customers, and see how we have met their insurance needs.

Thank you so much for your all help and patience. You have been fantastic being so patient and answering any and all my questions etc. I highly recommend your service to my friends and family.

Harumi January 05, 2019

I am now very happy that my life insurance policy has been put into force. I would really like to thank you for your reliable and prompt response always.

Hiroshi February 12, 2019

Company informations

INSUWISE
No 416 " Sri Somanatha Prasada ",
MES Road, Muthayala Nagar ,
Bangalore 560054.

Contact details

Sandeep R Gatti
sandeep@insuwise.com
(+91) 99005 07282

Kiran Kumar
kiran@insuwise.com
(+91) 98455 53121

(+91) 99005 07282
(+91) 98455 53121
(+91) 96861 61319

Available 9:00am - 7:00pm

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